Pets insurance in Spain
Professionals dedicated to expatriate insurance, INOV Expat puts all of its expertise at your service to secure the pets insurance in Spain that best adapts to your needs . We are an insurance brokerage firm that has been working with the best insurance companies in the market since our foundation in 2004 to be able to offer you pet insurance that is “customised” for you and your family at the best price. We will assist you with all phases of your pet insurance, answering all your questions and, above all, acting as your liaison to defend your interests against insurance companies in the event of a claim.We handle your claims in the language of your choice: English, French, Russian, Spanish or Portuguese. Don’t forget to ask for your quote and find the best pets insurance in Spain here
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Basic, from
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€60year
- Accidental death 100%
- Burial fees
- Vet care following an accident
- Theft
- Loss
- Cattery and kennel fees during the owner’s hospitalization/illness
- Hospitalisation/illness
- Telephone assistance
- Vet care for illnesses
- Death caused by illness
- Civil liability
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Complet, from
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€200year
- Accidental death 100%
- Burial fees
- Vet care following an accident
- Theft
- Loss
- Cattery and kennel fees during the owner’s hospitalization/illness
- Hospitalisation/illness
- Telephone assistance
- Vet care for illnesses
- Death caused by illness
- Civil liability
FAQ
Pet insurance will give you peace of mind for any unexpected circumstance as the costs of pet health care can often be very high. Health, theft, hospitalisation... Your cover guarantees your expenses will be reimbursed. Plus, taking out civil liability means you will be covered for any damage caused to third parties. Attention: Don’t wait too long. Pet insurance does not cover pre-existing conditions.
If you lose your pet, the insurance company will cover any deriving costs: notices in the press, radio announcements to find your pet. The costs of caring for your pet if it is found and you cannot immediately go get it will also be covered.
In the event of a theft, you may be compensated with a minimum of €300. If the value of the animal is higher, you must provide proof to the company: an invoice, a pedigree certificate or registration with the breed register. .
The insurance company will cover the costs of veterinary care up to €1000 connected to an accident suffered by the insured pet. The types of services covered are as follows: preliminary auscultations, x-rays, analyses, electrocardiograms, other types of surgeries, anesthesia, surgical material, medication, osteosynthesis, prostheses and/or fiber endoscopy, post-operative care, wound care and overnight stays at the clinic as well as all costs of home veterinary assistance for the aforementioned situations.
Situations considered accidents which are covered by the insurance are as follows: accidents on the road, aggression between animals, fractures, trauma or internal injuries affecting the pet’s normal activity, accidents in a vehicle in which the animal is travelling, falls leading to trauma or internal injuries, the ingestion of foreign objects, heat exhaustion, burns, injuries or granuloma caused by foreign objects in the eyes, ears or skin as well as all other types of bodily injuries as a result of a violent, sudden, external and independent cause not attributable to the insured including vandalism.
Information
The premium for your pet insurance will depend on several factors, including:
- The type of pet (dog, cat...)
- The race
- Age
- The weight
- Whether or not the animal is considered dangerous
- Optional guarantees contracted
Spanish law has declared eight dog races as dangerous:
- Pit Bull Terrier
- Staffordshire Bull Terrier
- American Staffodshire Terrier
- Rottweiler
- Dogo Argentino
- Fila Brasileiro
- Tosa Inu
- Akita Inu
According to a study conducted in April 2013, the average price of a vet consultation is €28.30 in Spain. Surgery can cost up to €2000 and emergency visits between €60 and €100.
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