With the eruption of the Cumbre Vieja volcano on the island of La Palma in the Canary Islands, more than 6000 people are currently affected and more than 1500 buildings have been destroyed. Unfortunately, many families have lost their homes, their memories and their lives. In these extraordinary situations it...
What should I do if I disagree with the refusal of my claim? Cover claims. This is the goal of any insurer. However, this goal is not always achieved by insurance companies. There are several ways to get back to your insurer if you disagree with them. Apart from the judicial...
Travel insurance and COVID19: what does my travel insurance cover? Travelling with the coronavirus has become a real odyssey. Fear and the closure of the perimeter of several regions of Spain have led many travellers to prefer to postpone their visits or cancel flights already booked until the curve of this...
Workers' Compensation insurance compulsory Is Workers' Compensation insurance compulsory in Spain? Workers' Compensation insurance also called Work Accident Insurance or "seguro accidentes por convenio" in Spanish, is compulsory if it is required by the collective agreement ("convenio") in which the company's activity is included. It is therefore important to know the collective agreement...
All you need to know about business insurance What is business insurance? The "Comercio" insurance is a type of insurance policy designed mainly for SMEs and offices. It is an insurance policy that covers compensation for damages related to the company's activity. It covers possible damage caused by the most common claims...
Green card and car insurance in Spain What is the green card? The "tarjeta/carta verde" or green card is a document to prove that the driver has adequate insurance cover ( third party liability insurance) for driving abroad. What is it for? This green card was designed to serve two purposes: to facilitate...
Coronavirus and health insurance: What is the coverage? What coronavirus coverage do insurance companies offer? Pandemics (such as the Covid19 pandemic) are excluded from health insurance policies, but insurance companies do offer support for public health on an exceptional basis. Therefore, patients who have symptoms and believe they are infected with this...
Medical network of insurance companies: Guide to understand how it works Medical network : How does it works ? You have taken out health insurance and now want to go to the doctor. You will need to consult a doctor that is affiliated to your insurance company. With your insurance card, coverage...
Community Insurance in Spain: All you need to know in 6 questions Communities of property owners and building is exposed every day to multiple risks which require the availability of urgent and necessary services to face them. It is therefore important to take out insurance, called in Spanish “seguro de comunidad”...
Construction insurance in Spain: How to choose the right one? Julia Jannin, Managing Director at Inov Expat, helps us to better understand how insurance that protects construction in Spain works. Three legal obligations In Spain, the construction sector is regulated by the LOE (Ley de ordenación de la Edificación) of 5/11/1999. This law consists...
