Insurance Compensation Consortium in Spain
The Insurance Compensation Consortium in Spain We have written this article to help you better understand how the Insurance Compensation Consortium works and to guide you on how to proceed in the event of an extraordinary situation. What is the Insurance Compensation Consortium? The Insurance Compensation Consortium (“consorcio de compensación de seguros CCS”) is a...Continue reading→
All you need to know about boat insurance
In order to sail in Spain, it is compulsory to take out civil liability insurance for all motorboats, or for sailing boats longer than 6 metres (Royal Decree R/D 607/1999). What does boat insurance cover? The boat insurance is intended to protect pleasure boats, both motorised and sailing, and in most cases it can also...Continue reading→
What to do in case of disagreement with the refusal of my claim?
What should I do if I disagree with the refusal of my claim? Cover claims. This is the goal of any insurer. However, this goal is not always achieved by insurance companies. There are several ways to get back to your insurer if you disagree with them. Apart from the judicial route, there are three...Continue reading→
Unpaid rent insurance: all you need to know in 5 questions
Do you own a property and plan to rent it out? If this is the case, we advise you to read this article carefully, which details the main aspects of default tenant insurance and assesses the protection that this coverage can offer you as a landlord in the event of non-payment by your tenant. What...Continue reading→
Travel insurance and COVID19: what does my travel insurance cover?
Travel insurance and COVID19: what does my travel insurance cover? Travelling with the coronavirus has become a real odyssey. Fear and the closure of the perimeter of several regions of Spain have led many travellers to prefer to postpone their visits or cancel flights already booked until the curve of this new wave drops. Many...Continue reading→
Workers’ Compensation insurance compulsory
Workers' Compensation insurance compulsory Is Workers' Compensation insurance compulsory in Spain? Workers' Compensation insurance also called Work Accident Insurance or "seguro accidentes por convenio" in Spanish, is compulsory if it is required by the collective agreement ("convenio") in which the company's activity is included. It is therefore important to know the collective agreement of the...Continue reading→
Self-build: Building my house in Spain and Insurance
Self-build: Building my house in Spain and Insurance If you are considering self-building your home, it is advisable to know what self-builder insurance you may need in order to protect you and your house/flat you are building. In Spain, you will not be obliged to take out insurance for the construction of your house. However,...Continue reading→
All you need to know about business insurance
All you need to know about business insurance What is business insurance? The "Comercio" insurance is a type of insurance policy designed mainly for SMEs and offices. It is an insurance policy that covers compensation for damages related to the company's activity. It covers possible damage caused by the most common claims on the building...Continue reading→
Green card and car insurance in Spain
Green card and car insurance in Spain What is the green card? The "tarjeta/carta verde" or green card is a document to prove that the driver has adequate insurance cover ( third party liability insurance) for driving abroad. What is it for? This green card was designed to serve two purposes: to facilitate the movement...Continue reading→
Coronavirus and health insurance: What is the coverage?
Coronavirus and health insurance: What is the coverage? What coronavirus coverage do insurance companies offer? Pandemics (such as the Covid19 pandemic) are excluded from health insurance policies, but insurance companies do offer support for public health on an exceptional basis. Therefore, patients who have symptoms and believe they are infected with this disease can call...Continue reading→
