Votre assurance en Espagne avec Inov Expat Your insurance in Spain
call us (+34) 93 268 87 42 ES | EN | FR | RU
MENU
  • Home
  • Our countries
    • Portugal
    • Spain
  • Offers !
  • Individuals
    • Car
    • Motorcycle
    • Health
    • Home
    • Life
    • Funeral
    • Legal Protection
    • Travel
    • Boat
    • Pets
    • Default Tenant
    • Students
    • Expatriation
  • Business
    • Store/Office
    • All-risks Company
    • Civil Liability
    • Health Company
    • Life Company
    • Accident Company
    • Communities / Buildings
    • D&O Liability
    • Decennial Liability
    • Cyber Attack
    • Construction All-Risks
    • Fleet
  • Clients
    • Declare a claim
    • Ask for a Certificate
    • Contract Modifications
    • Insurance Glossary
  • About us
    • INOV Expat
    • The team
    • What’s a Broker?
    • Collaborate
  • Blog

Health insurance: take out insurance without filling out a medical form

Home | Health | home page | Health insurance: take out insurance without filling out a medical form

30 Apr 2020

Health insurance: take out insurance without filling out a medical form

by Yohan Leuthold | in Health, home page
Health insurance: take out insurance without filling out a medical form

Health insurance: take out insurance without filling out a medical form

In Spain, it is compulsory to fill out a medical form to take out private health insurance. This step is essential for the insurance company. The company will be able to make a medical selection , with exclusions or deciding not to insure you according to the answers filled in the form (example:  cancer or stroke...).

health insurance

We will therefore offer you some possible alternatives in this article that will enable you to take out insurance without having to fill in a medical questionnaire; however, the covers are  limited as it does not cover hospitalisation or surgery. On the other hand, these insurances will allow you to benefit from the advantages of the private system by being able to consult specialists quickly and without waiting time.

Option nº 1 DKV Famedic: 23,50 €/month/family

DKV Famedic offers medical insurance with which you can have access to the most medical specialties without any deductible, waiting period and without health questionnaire. There is no age limit for taking out this health insurance.
  • Free and unlimited medical visits : general medicine, nursing, paediatrics, gynaecology, ophthalmology, dermatology and traumatology

  • Includes an annual gynaecological check-up (consultation, gynaecological ultrasound and cytology)

  • Access to the "Quiero Cuidarme más" application with which you can have a virtual consultation with a doctor 24 hours a day, either by chat, telephone call or video call.

  • Discounts on the rest of the medical specialities and complementary tests

  • Basic dental coverage included (annual check-up/ x-rays and emergency visits are free of charge in the company's network and for specific treatments you will have access to some discounts).

  • For only 23.50 € / month per family, up to 8 members

 

Option nº2: SANITAS MÁS VITAL: 20.90€/month

This insurance is only valid for people over 60 years old, it will cover:

  • General practitioner (GP) and specialist medicine (up to 5 visits per year)

  • Dental coverage (free treatment: annual check-up, x-rays, emergency visits, etc.) and reductions for other dental treatments (implants, fillings, etc.)

  • Pharmacy (reimbursement of 50% of the prescription prescribed by the company, limit of 200€/year)

  • 1 mammogram/prostate ultrasound per year

  • There is no waiting period and there is no "copago" co-payment.

 

Option nº3: ADESLAS BASICO: from 14,50€/month

It covers medical assistance with a co-payment system:

  • general medicine: 9 euros

  • specialist: 16 euros

  • clinical analyses: 16 euros

  • Medical imaging: 70€-120€.

health insurance without medical form

There will be no waiting period, except for medical imaging (example: magnetic resonance, MRI, amniocentesis...) where the waiting period swill be 3 months.

assurance sans questionnaire

It is possible to add the dental option with a supplement of 10,50€/month ( 15€/month for 2 insured) in order to get free treatments (annual check-up, x-rays, emergency visit...) as well as discounts for other dental treatments.

If you don't have health insurance yet, don't hesitate to ask us for a comparison of the best health insurance here.

FREE HEALTH INSURANCE QUOTE HERE

Inov Expat : Who are we?

INOV Expat is an insurance brokerage firm aimed at expatriates in Spain and Portugal

INOV Expat is right there to help you: giving you the best advice on insurance, in English!

In fact, after 14 years, INOV Expat, an insurance brokerage firm, specialises in insurance for French and English-speaking expatriates in Spain and Portugal, at their destinations. As insurance professionals, we’ve signed partnership agreements with the best insurance companies in the market. All INOV Expat consultants are expatriates who will be able to advise you best in the language of your choice (English, French, Russian, Spanish, Portuguese…)

Ask you free quote online : car, health, home, life, travel, others. Look at our website inovexpat.com or contact us by e-mail at welcome@inovexpat.com, by telephone at +34.93.268.87.42 or whatsApp +34.627.627.880

Related Post

Health Insurance: Advantages for companies and self-employed workers

Health Insurance: Advantages for companies and self-employed workers

Home insurance in Spain: 10 Frequently asked questions

Home insurance in Spain: 10 Frequently asked questions

Guide to Health Insurance in Spain

Guide to Health Insurance in Spain

Ask for a free quote

  • Car Insurance
  • Motorcycle Insurance
  • Health Insurance
  • Home Insurance
  • Legal Protection
  • Life Insurance
  • Funeral Insurance
  • Travel Insurance
  • Default Tenant Insurance
  • Pet Insurance
  • Boat Insurance
  • Students Insurance

Last News

Medical network of insurance companies: Guide to understand how it works

Medical network of insurance companies: Guide to understand how it works

4 December, 2020
Community Insurance in Spain: All you need to know in 6 questions

Community Insurance in Spain: All you need to know in 6 questions

27 November, 2020
Contractors All Risks construction insurance: What does it cover?

Contractors All Risks construction insurance: What does it cover?

24 November, 2020
Construction insurance in Spain: how to choose the right one?

Construction insurance in Spain: how to choose the right one?

18 November, 2020
Car insurance: Take out your car insurance in Spain

Car insurance: Take out your car insurance in Spain

16 November, 2020
How does the private health system work in Spain?

How does the private health system work in Spain?

10 November, 2020
Company Civil Liability Insurance: all you need to know in 3 questions!

Company Civil Liability Insurance: all you need to know in 3 questions!

30 October, 2020
Differences between Business Liability and Professional Liability

Differences between Business Liability and Professional Liability

28 October, 2020
The D&O insurance: Everything you need to know

The D&O insurance: Everything you need to know

27 October, 2020
Facebook
Twitter
Google+
Instagram
EMail

Personal insurance

  • Car Insurance
  • Motorcycle Insurance
  • Health Insurance
  • Home Insurance
  • Legal Protection
  • Life Insurance
  • Funeral Insurance
  • Travel Insurance
  • Default Tenant Insurance
  • Pet Insurance
  • Boat Insurance
  • Students Insurance

Business Insurance

  • Store/Office Insurance
  • Company All-risks Insurance
  • Civil Liability Insurance
  • Health Insurance for Company
  • Life Insurance for Company
  • Accident Insurance
  • Communities Insurance
  • D&O Liability Insurance
  • Decennial Civil Liability
  • Hunting Liability Insurance
  • Construction All Risk Insurance
  • Fleet Insurance

Customers

  • Declare a claim
  • Ask for an International Insurance Certificate
  • Contract Modifications

Contact

Calle Bruc, 21 - Pral 3
08010 Barcelona
Tel: (+34) 93 268 87 42
: +34627627880
welcome@inovexpat.com
Copyright 2018 INOV es una correduría de seguros dedicada a los expatriados viviendo en España y Portugal. Disfruta de los mejores seguros de salud, coche, hogar, vida, RC, viajes, empresa… en España y en Portugal. Te atendemos siempre en tu idioma| Política de privacidad | Política de Cookies | | Aviso Legal
  • Home
  • Our countries
    • Portugal
    • Spain
  • Offers !
  • Individuals
    • Car
    • Motorcycle
    • Health
    • Home
    • Life
    • Funeral
    • Legal Protection
    • Travel
    • Boat
    • Pets
    • Default Tenant
    • Students
    • Expatriation
  • Business
    • Store/Office
    • All-risks Company
    • Civil Liability
    • Health Company
    • Life Company
    • Accident Company
    • Communities / Buildings
    • D&O Liability
    • Decennial Liability
    • Cyber Attack
    • Construction All-Risks
    • Fleet
  • Clients
    • Declare a claim
    • Ask for a Certificate
    • Contract Modifications
    • Insurance Glossary
  • About us
    • INOV Expat
    • The team
    • What’s a Broker?
    • Collaborate
  • Blog
Esta página utiliza cookies y otras tecnologías para que podamos mejorar su experiencia en nuestros sitios: Más información.