Home Insurance: Your banker wants to sell you Home insurance?
What you should understand about interest rate and home insurance.
If your banker offers to reduce your interest rate, it is because he is able to do so, and even if you do not take out his home insurance. He suggested that you lower your rate because he can, even if he is not forced to. It is a good source of information for your negotiation.
It is important for a bank to offer and sell the most different products to its customers. The simple reason that it is more difficult to leave an establishment when there are several contracts. The adviser of your bank is above all a merchant, who's looking for selling you his products.
Don’t rush yourself.
Bank , contracts, rates, negotiations, it takes time and energy. But if you rush too much, you can miss making great savings. Always take the time to read the contracts, and be careful what your advisor tells you. If I can give you some advice, when you leave your bank, cross the street, and enter another bank, then another, you will be amazed with the differences.
